One page per scheme, built to print.
Each card distills a flow to its working essentials — the actors, the message sequence, the settlement model, and the exception rails — on a single page you can print or save as a PDF. Teaching models, not production configuration.
DOMESTIC
- A simple domestic transfer8 steps · 0 exception rails
- A Fedwire funds transfer (US RTGS)7 steps · 1 exception rails
- A CHIPS payment (netting then settlement)7 steps · 1 exception rails
- A TARGET2 (T2) settlement (euro RTGS)5 steps · 1 exception rails
- A CHAPS payment (UK sterling RTGS)5 steps · 1 exception rails
- Faster Payments (FPS)8 steps · 1 exception rails
- Bacs Direct Credit6 steps · 1 exception rails
- Bacs Direct Debit6 steps · 1 exception rails
- A FedNow instant payment (US, 24/7/365)7 steps · 2 exception rails
- US ACH Network — direct deposit7 steps · 1 exception rails
- The RTP Network (instant, final, prefunded)7 steps · 1 exception rails
- An India RTGS transfer (Reserve Bank of India)5 steps · 1 exception rails
- India NEFT7 steps · 1 exception rails
- India IMPS — Immediate Payment Service6 steps · 1 exception rails
- India UPI — Unified Payments Interface6 steps · 1 exception rails
- India NACH Debit7 steps · 1 exception rails
- A RITS settlement (Australia RTGS)5 steps · 1 exception rails
- Australia NPP — real-time settlement via the Fast Settlement Service5 steps · 1 exception rails
- A MEPS+ transfer (Singapore RTGS)5 steps · 1 exception rails
- FAST (Fast And Secure Transfers)7 steps · 1 exception rails
- Singapore PayNow (addressing overlay on FAST)7 steps · 1 exception rails
- A Hong Kong CHATS payment (HKD RTGS)5 steps · 1 exception rails
- Hong Kong FPS — the Faster Payment System5 steps · 1 exception rails
- A BOJ-NET funds transfer (Japan RTGS)5 steps · 1 exception rails
- Japan Zengin System6 steps · 1 exception rails
- A SIC payment (Swiss RTGS)5 steps · 1 exception rails
- Brazil Pix — instant payment5 steps · 1 exception rails
- A Brazil STR reserve transfer (BR RTGS)5 steps · 1 exception rails
- Mexico SPEI — Banco de Mexico's interbank system5 steps · 1 exception rails
- A Lynx wire payment (Canada's RTGS)5 steps · 1 exception rails
- Canada Interac e-Transfer5 steps · 1 exception rails
SEPA
- SEPA Credit Transfer9 steps · 3 exception rails
- SEPA Instant Credit Transfer9 steps · 3 exception rails
- SEPA Credit Transfer through STEP2-T7 steps · 1 exception rails
- SEPA Direct Debit — Core8 steps · 2 exception rails
- SEPA Direct Debit — B2B9 steps · 2 exception rails
- Verification of Payee, then instant transfer8 steps · 2 exception rails
- TIPS — TARGET Instant Payment Settlement7 steps · 1 exception rails
SWIFT / CROSS-BORDER
- SWIFT serial payment (MT103)10 steps · 2 exception rails
- SWIFT cover payment (MT103 + MT202 COV)8 steps · 1 exception rails
- Corporate payment — legacy MT lifecycle15 steps · 7 exception rails
- India to USA: an outward remittance (MT103, INR to USD)9 steps · 2 exception rails
- SWIFT gpi (tracked correspondent payment)8 steps · 1 exception rails
CBPR+ (ISO 20022)
- CBPR+ cross-border transfer (pacs.008)9 steps · 3 exception rails
- CBPR+ corporate payment — full MX lifecycle14 steps · 6 exception rails
- ISO 20022 cover payment (pacs.008 + pacs.009 COV)8 steps · 1 exception rails
- CIPS cross-border RMB payment6 steps · 1 exception rails
- PAPSS — Pan-African Payment and Settlement System9 steps · 1 exception rails
- A Buna cross-border payment (Arab region RTGS)6 steps · 1 exception rails