Reports account transactions during the day before the final statement. It lets an account owner see recent debits and credits and begin reconciliation early.
DIRECTION: Sent by the account servicing institution to the account owner or authorised recipient at agreed intraday intervals or triggers.
Version + profile: MT942 follows the applicable Standards MT release and service rules. This page is a curated field subset; bilateral practice and annual standards changes can alter permitted content and handling.
EVIDENCE AT ARM'S REACH
Start with the exact message version, then apply the scheme or network profile that governs your implementation.
An XSD checks XML structure. A usage guideline adds profile rules, conditional fields, code restrictions, and business controls. XSD-valid does not mean scheme-compliant.
The annual MT standard and release information. Full field specifications may require an authenticated Swift account.
A fictional intraday entry report. SYNTHETIC / TRAINING ONLY; illustrative unvalidated.
crc32:d5f49743Initiation, serial and cover context, cancellation and correspondence, advices, and statements.
crc32:8b3a20e4Field correspondence, transformation treatment, and data-loss notes for Interim transaction reporting migration.
crc32:6c2b3d52Curated field requirements, contexts, operational meaning, and implementation cautions.
crc32:28b44d2aCurated teaching subset. The complete MT942 format includes control totals, floor limits, repetition, and field options governed by the service agreement.
| FIELD | NAME | PRESENCE | WHAT IT MEANS |
|---|---|---|---|
:20: | Transaction reference | MANDATORY | Reference for this interim report. |
:25: | Account identification | MANDATORY | Account whose entries are reported. |
:28C: | Statement and sequence number | MANDATORY | Sequence used to detect missing or duplicate reports. |
:34F: | Floor limit indicator | MANDATORY | Threshold controlling which entries are reported under the service. |
:61: | Statement line | OPTIONAL | Packed value date, debit or credit, amount, transaction code, and references for one entry. |
:86: | Information to account owner | OPTIONAL | Additional narrative supplied for the entry. |
The whole MT942 laid out as a parent-child tree: every field in its nesting, with a sample value and what it means. Expand a branch to drill in. Values are fictional (SYNTHETIC / TRAINING ONLY); this is a curated practitioner view, not the full schema.
Block 1F01DEMOGB2LAXXX0000000000MandatoryBasic header — identifies the sender and the session (application id, service id, the sender's logical-terminal address built on its BIC, session and sequence numbers).Block 2I942DEMODEFFXXXXNMandatoryApplication header — the message type, the counterparty address, whether it is input or output, and the priority.Block 4—MandatoryText — the business content, as numbered :tag: fields. The only block whose shape changes by message type.:20:DEMO-MT942-001MandatoryReference for this interim report.:20:DEMO20260712:25:DE02120300000000202051MandatoryAccount whose entries are reported.:28C:198/3MandatorySequence used to detect missing or duplicate reports.:34F:EUR0,00MandatoryThreshold controlling which entries are reported under the service.:61:2607180718D1250,00NTRFDEMOE2E001//DEMOREF001OptionalPacked value date, debit or credit, amount, transaction code, and references for one entry.:86:DEMO INVOICE 1001OptionalAdditional narrative supplied for the entry.ISO 20022 Catalogue of messages ↗ — ISO 20022 Registration Authority · pain/pacs/camt message-definition elements
Each message set is described by a Message Definition Report; earlier versions remain available in the ISO 20022 messages archive.
Cross-Border Payments and Reporting Plus (CBPR+) usage guidelines ↗ — Swift (CBPR+ working group) · cross-border agent chain and structured-data usage
Full guidelines require MyStandards access. Public guidance states that after 14 November 2026 fully unstructured addresses are removed for in-scope CBPR+ traffic, with explicit message exceptions including admi.024, camt.025, camt.052, camt.053, camt.054 and camt.060.
Swift Standards MT (annual standards releases) ↗ — Swift · FIN block structure
Full field-level specifications live in the Swift Knowledge Centre User Handbook behind a swift.com login. Coexistence for in-scope FI-to-FI payment instructions ended on 22 November 2025, but treatment differs by MT: some instructions are NAKed and selected messages can enter temporary, chargeable contingency conversion. Reporting, initiation, investigations and correspondence follow separate roadmaps.
Payments Signal editorial teaching models — Payments Signal
What this simplifies: One-line plain-language descriptions of the commonly-populated elements — a practitioner view, not the authoritative ISO 20022 / MT schema, which defines many more optional elements.
Used wherever diagrams, scenarios, figures, or example values are didactic constructions rather than sourced facts; every such use carries a simplifications disclosure. All people, companies, banks, and list entries in examples are fictional.
Swift Standards MT (annual standards releases) ↗ — Swift · Category 9 — MT942 Interim Transaction Report
Full field-level specifications live in the Swift Knowledge Centre User Handbook behind a swift.com login. Coexistence for in-scope FI-to-FI payment instructions ended on 22 November 2025, but treatment differs by MT: some instructions are NAKed and selected messages can enter temporary, chargeable contingency conversion. Reporting, initiation, investigations and correspondence follow separate roadmaps.
Payments Signal editorial teaching models — Payments Signal
What this simplifies: One interim entry is shown; floor-limit and delivery contracts vary.
Used wherever diagrams, scenarios, figures, or example values are didactic constructions rather than sourced facts; every such use carries a simplifications disclosure. All people, companies, banks, and list entries in examples are fictional.
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