GLOBAL PAYMENTS KNOWLEDGEISO 20022 / SWIFT / SEPA / MT / MX
PAYMENTSSIGNAL

The interactive academy for the standards, messages, and rails that move money.

PROGRESS
DRILL · 3-D SECURE AND STRONG CUSTOMER AUTHENTICATION

The words behind 3-D Secure and strong customer authentication

Read the plain-language definition, then name the term it describes.

The protocol for authenticating a cardholder during a remote purchase — risk data flows to the issuer, which waves the payment through or challenges the customer.

Step 1 of 2

THE DRILL AS TEXT

  1. The protocol for authenticating a cardholder during a remote purchase — risk data flows to the issuer, which waves the payment through or challenges the customer.
    • 3-D Secure — Three-Domain Secure
  2. Scheme rules moving fraud losses from one party to another based on the technology used — to the issuer after 3-D Secure, away from whoever adopted EMV chip.
    • Liability shift

This drill is built from 3-D Secure and strong customer authentication — it rearranges material written and sourced on that page rather than asserting anything new, so every claim in it is checkable there.