GLOBAL PAYMENTS KNOWLEDGEISO 20022 / SWIFT / SEPA / MT / MX

ANNOTATED SAMPLE

MT941 balance report

A fictional intraday balance report.

Contributor Shubham Mathure19 July 2026

Illustrative, non-production example. Values are fictional and the message is not validated for any specific network, scheme, or implementation guide.

EVIDENCE AT ARM'S REACH

DOWNLOAD AND GOVERNING SOURCES

Download the canonical fictional sample, then open the exact official definition and profile needed for implementation testing.

An XSD checks XML structure. A usage guideline adds profile rules, conditional fields, code restrictions, and business controls. XSD-valid does not mean scheme-compliant.

Usage guidelineSwift MTcurrent

Swift Standards MT release material

The annual MT standard and release information. Full field specifications may require an authenticated Swift account.

Owner: Swift
Checked: 2026-07-18
Access: Login required · Swift login and the organisation's permissions may be required.

OPEN OFFICIAL SOURCE

Teaching sampleScheme-neutral teachingcurrent

MT941 balance report — raw FIN

A fictional intraday balance report. SYNTHETIC / TRAINING ONLY; illustrative unvalidated.

Owner: Payments Signal
Checked: 2026-07-19
Integrity: crc32:840c7d82
Access: Payments Signal download · Original fictional teaching sample; no login required.

Lifecycle packScheme-neutral teachingcurrent

MT legacy and migration lifecycle — ZIP pack

Initiation, serial and cover context, cancellation and correspondence, advices, and statements.

Owner: Payments Signal
Checked: 2026-07-19
Integrity: crc32:8b3a20e4
Access: Payments Signal download · Original fictional teaching pack; no login required.

MappingCBPR+current

MT941 → camt.052 implementation mapping

Field correspondence, transformation treatment, and data-loss notes for Intraday balance reporting migration.

Owner: Payments Signal
Checked: 2026-07-19
Integrity: crc32:739da5e8
Access: Payments Signal download · Original, source-backed teaching asset; no login required.

Field matrixBase ISO 20022current

MT941 field matrix

Curated field requirements, contexts, operational meaning, and implementation cautions.

Owner: Payments Signal
Checked: 2026-07-19
Integrity: crc32:04be2398
Access: Payments Signal download · Original, source-backed teaching asset; no login required.

 1{1:F01DEMOGB2LAXXX0000000000}
 2{2:I941DEMODEFFXXXXN}
 3{4:
 4
 5
 6
 7
 8
 9:64:C260718EUR48750,00
10-}

EVERY ANNOTATED FIELD

:20: Transaction reference — mandatory: Reference for this balance report.
:21: Related reference — mandatory: Reference to the request or service event where applicable.
:25: Account identification — mandatory: Account whose balances are reported.
:28C: Statement and sequence number — mandatory: Sequence used to order reports.
:60F: Opening balance — mandatory: Booked balance at the reporting start point.
:64: Closing available balance — optional: Amount available for use, which can differ from booked balance.

FULL MT941 REFERENCE →

COMMUNITY SIGNAL

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