What happens when this goes wrong?
Every other page shows this payment working. Here you choose what breaks, and follow the damage — because a hold, a return or a missed cut-off is the system working as designed, and reading one calmly is the job.
Pick a failure above. Nothing here is invented — each one is a reason code this rail really uses, at the step where it really strikes.
A pass-through wallet where the device token stands in for the card. Real tokenisation adds a token service provider, provisioning identity checks, and per-scheme domain rules. Cardnet is fictional; the amount is illustrative. Every failure here is authored on Tokenized wallet payment, with the sources that back it.