Asks another financial institution for the status of a previously sent payment, direct debit or eligible related instruction. It requests a status report; it neither changes the payment nor proves an outcome.
DIRECTION: Sent by one agent to another, directly or through a clearing and settlement system, under a bilateral or scheme agreement that supports the request.
Version + profile: pacs.028 is a message-family identifier, not a complete version. The numeric .001.xx definition and field rules depend on the scheme, service, usage guideline, and implementation version named in each context; sample namespaces show only the illustrated version.
DOMAIN + EDITORIAL AUDITAudited 2026-07-18 for payment logic, source scope, technical writing, and Payments Signal voice — see the method.
EVIDENCE AT ARM'S REACH
IMPLEMENTATION RESOURCES
Start with the exact message version, then apply the scheme or network profile that governs your implementation.
An XSD checks XML structure. A usage guideline adds profile rules, conditional fields, code restrictions, and business controls. XSD-valid does not mean scheme-compliant.
Usage guidelineFedwirecurrent
Fedwire Funds Service ISO 20022 implementation and technical documents
Fedwire message versions, usage guidelines, implementation guidance, testing material, and the controlled route to proprietary schemas.
Owner
Federal Reserve Financial Services
Checked
2026-07-19
Access
Restricted access · Public FAQ and implementation guidance; proprietary XSDs require an eligible authorised contact and private MyStandards access.
Status requesterIdentifies the original group or transaction precisely and asks only when an expected status is missing or stale.
Status providerLocates the original instruction and returns the supported status through the applicable response message or service.
KEY FIELDS
Curated teaching subset. ISO defines the message, but its use is governed by a bilateral agreement, scheme or service profile; do not assume every rail accepts unsolicited pacs.028 requests.
Key fields of pacs.028
FIELD
NAME
PRESENCE
WHAT IT MEANS
GrpHdr/MsgId
Message identification
MANDATORY
Unique reference for the status request.
GrpHdr/CreDtTm
Creation date and time
MANDATORY
When the requester created the status request.
OrgnlGrpInf/OrgnlMsgId
Original message identification
CONDITIONAL
Identifies the original message group whose status is requested.
OrgnlGrpInf/OrgnlMsgNmId
Original message name
CONDITIONAL
Identifies the ISO message definition of the original instruction.
TxInf/StsReqId
Status request identification
OPTIONAL
Reference for a transaction-level status request.
TxInf/OrgnlInstrId
Original instruction identification
CONDITIONAL
Identifies the original transaction at instruction level.
TxInf/OrgnlUETR
Original UETR
CONDITIONAL
Network reference used to locate the original payment where present.
COMMON ERRORS
Treating a technical network ACK as the requested business status.Consequence: Operations closes the chase although the payment may still be rejected, pending or unsettled.Avoid it: Wait for the applicable business status and reconcile it to the original identifiers.
Sending status requests repeatedly without an agreed service window.Consequence: Duplicate chases add workload and can race with the genuine response.Avoid it: Apply scheme timers, idempotency and one open case per original instruction.
USAGE CONTEXTS
Missing FI-to-FI statusRequests the status of an earlier instruction when the expected business report has not arrived.
Bilateral or scheme serviceThe message is used only where the counterpart or infrastructure has agreed how requests and responses are handled.
Defines the current versions of all ISO 20022 message definitions, including the pain, pacs, and camt messages taught on this site. · Checked 2026-07-12
Each message set is described by a Message Definition Report; earlier versions remain available in the ISO 20022 messages archive.
Simplified educational illustration
Payments Signal editorial teaching models — Payments Signal
This site's own simplified teaching models. · Checked 2026-07-12
What this simplifies: One group/transaction status-request use case; bilateral service rules are omitted.
Used wherever diagrams, scenarios, figures, or example values are didactic constructions rather than sourced facts; every such use carries a simplifications disclosure. All people, companies, banks, and list entries in examples are fictional.
COMMUNITY SIGNAL
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