GLOBAL PAYMENTS KNOWLEDGEISO 20022 / SWIFT / SEPA / MT / MX
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ANNOTATED SAMPLE

pacs.007 payment reversal

A fictional FI-to-FI reversal, shown as a generic message rather than a CBPR+ credit-transfer undo button.

Contributor Shubham Mathure

Illustrative, non-production example. Values are fictional and the message is not validated for any specific network, scheme, or implementation guide.

EVIDENCE AT ARM'S REACH

DOWNLOAD AND GOVERNING SOURCES

Download the canonical fictional sample, then open the exact official definition and profile needed for implementation testing.

An XSD checks XML structure. A usage guideline adds profile rules, conditional fields, code restrictions, and business controls. XSD-valid does not mean scheme-compliant.

XSD + definitionBase ISO 20022current

ISO 20022 message definitions and XSDs

Choose the exact message definition in the official catalogue. The base XSD checks XML structure; it does not prove compliance with a scheme profile.

Owner
ISO 20022 Registration Authority
Checked
2026-07-12
Access
Official page · Public official catalogue; select the required message version before downloading.
OPEN OFFICIAL SOURCE
Teaching sampleScheme-neutral teachingcurrent

pacs.007 payment reversal — raw XML

A fictional FI-to-FI reversal, shown as a generic message rather than a CBPR+ credit-transfer undo button. SYNTHETIC / TRAINING ONLY; illustrative unvalidated.

Owner
Payments Signal
Version
pacs.007.001.13
Checked
2026-07-19
Integrity
crc32:1900355b
Access
Payments Signal download · Original fictional teaching sample; no login required.
DOWNLOAD
Lifecycle packScheme-neutral teachingcurrent

MX cancellation, return, reversal, and investigation lifecycle — ZIP pack

Customer and FI cancellation, resolution, return, reversal, and structured investigation messages.

Owner
Payments Signal
Checked
2026-07-19
Integrity
crc32:f4772381
Access
Payments Signal download · Original fictional teaching pack; no login required.
DOWNLOAD
Field matrixBase ISO 20022current

pacs.007 field matrix

Curated field requirements, contexts, operational meaning, and implementation cautions.

Owner
Payments Signal
Checked
2026-07-19
Integrity
crc32:4e984c4e
Access
Payments Signal download · Original, source-backed teaching asset; no login required.
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Test packScheme-neutral teachingcurrent

Payment lifecycle test cases

Positive and negative test cases across validation, rejection, return, recall, reversal, investigation, reconciliation, migration, instant payments, and screening.

Owner
Payments Signal
Checked
2026-07-19
Integrity
crc32:98c48cc7
Access
Payments Signal download · Original, source-backed teaching asset; no login required.
DOWNLOAD
Profile packCBPR+current

CBPR+ implementation pack

Generated mapping, field-matrix, test, checklist, acceptance-criteria, migration, manifest, checksum, and source-inventory bundle.

Owner
Payments Signal
Checked
2026-07-19
Integrity
crc32:9d2559ed
Access
Payments Signal download · Original generated teaching pack; no login required.
DOWNLOAD
pacs.007
<?xml version="1.0" encoding="UTF-8"?>
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pacs.007.001.13">
  <FIToFIPmtRvsl>
    <GrpHdr>

      <IntrBkSttlmDt>2026-07-18</IntrBkSttlmDt>
    </GrpHdr>

    <TxInf>
      <OrgnlInstrId>DEMO-INSTR-001</OrgnlInstrId>
      <OrgnlEndToEndId>DEMO-E2E-001</OrgnlEndToEndId>
      <OrgnlUETR>6f9619ff-8b86-4e9f-a6dd-2cce35e4b321</OrgnlUETR>


    </TxInf>
  </FIToFIPmtRvsl>
</Document>

EVERY ANNOTATED FIELD

GrpHdr/MsgId Message identification — mandatory

Unique identifier for the reversal message.

GrpHdr/IntrBkSttlmDt Interbank settlement date — conditional

Date on which the reverse interbank movement is intended to settle.

OrgnlGrpInf/OrgnlMsgId Original message identification — mandatory

Identifies the original payment message being reversed.

TxInf/OrgnlInstrId Original instruction identification — optional

Original bank-to-bank instruction reference.

TxInf/OrgnlEndToEndId Original end-to-end identification — optional

Customer reference preserved from the original payment.

TxInf/OrgnlUETR Original UETR — optional

Network-wide reference of the payment being reversed.

TxInf/RvsdIntrBkSttlmAmt Reversed interbank settlement amount — mandatory

Amount and currency moving in the opposite direction.

TxInf/RvslRsnInf/Rsn/Cd Reversal reason — mandatory

Coded reason permitted by the applicable service or scheme.

FULL pacs.007 REFERENCE →

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