<?xml version="1.0" encoding="UTF-8"?>
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.008.001.08">
  <CstmrDrctDbtInitn>
    <GrpHdr>
      <MsgId>DEMO-PAIN008-001</MsgId>
      <CreDtTm>2026-07-18T08:00:00Z</CreDtTm>
      <NbOfTxs>1</NbOfTxs>
      <CtrlSum>480.00</CtrlSum>
      <InitgPty><Nm>Asha Traders</Nm></InitgPty>
    </GrpHdr>
    <PmtInf>
      <PmtInfId>DEMO-SDD-CORE-001</PmtInfId>
      <PmtMtd>DD</PmtMtd>
      <NbOfTxs>1</NbOfTxs>
      <CtrlSum>480.00</CtrlSum>
      <PmtTpInf>
        <SvcLvl><Cd>SEPA</Cd></SvcLvl>
        <LclInstrm><Cd>CORE</Cd></LclInstrm>
        <SeqTp>RCUR</SeqTp>
      </PmtTpInf>
      <ReqdColltnDt>2026-07-21</ReqdColltnDt>
      <CdtrSchmeId><Id><PrvtId><Othr><Id>DEMO-CREDITOR-001</Id></Othr></PrvtId></Id></CdtrSchmeId>
      <Cdtr><Nm>Asha Traders</Nm></Cdtr>
      <CdtrAcct><Id><IBAN>DE02120300000000202051</IBAN></Id></CdtrAcct>
      <CdtrAgt><FinInstnId><BICFI>DEMODEFFXXX</BICFI></FinInstnId></CdtrAgt>
      <DrctDbtTxInf>
        <PmtId><EndToEndId>DEMO-SDD-E2E-001</EndToEndId></PmtId>
        <InstdAmt Ccy="EUR">480.00</InstdAmt>
        <DrctDbtTx>
          <MndtRltdInf>
            <MndtId>DEMO-MANDATE-001</MndtId>
            <DtOfSgntr>2026-01-10</DtOfSgntr>
          </MndtRltdInf>
        </DrctDbtTx>
        <DbtrAgt><FinInstnId><BICFI>DEMOGB2LXXX</BICFI></FinInstnId></DbtrAgt>
        <Dbtr><Nm>Riya Example</Nm></Dbtr>
        <DbtrAcct><Id><IBAN>GB33BUKB20201555555555</IBAN></Id></DbtrAcct>
        <RmtInf><Ustrd>DEMO INVOICE 480</Ustrd></RmtInf>
      </DrctDbtTxInf>
    </PmtInf>
  </CstmrDrctDbtInitn>
</Document>