<?xml version="1.0" encoding="UTF-8"?>
<!-- Illustrative non-production data -->
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.09">
  <CstmrCdtTrfInitn>
    <GrpHdr>
      <MsgId>DEMO-PAIN001-001</MsgId>
      <CreDtTm>2026-07-12T09:00:00Z</CreDtTm>
      <NbOfTxs>1</NbOfTxs>
      <CtrlSum>1250.00</CtrlSum>
      <InitgPty><Nm>Demo Trading Ltd</Nm></InitgPty>
    </GrpHdr>
    <PmtInf>
      <PmtInfId>DEMO-PMT-001</PmtInfId>
      <PmtMtd>TRF</PmtMtd>
      <PmtTpInf>
        <InstrPrty>NORM</InstrPrty>
        <SvcLvl><Cd>SEPA</Cd></SvcLvl>
        <CtgyPurp><Cd>SUPP</Cd></CtgyPurp>
      </PmtTpInf>
      <ReqdExctnDt><Dt>2026-07-13</Dt></ReqdExctnDt>
      <Dbtr>
        <Nm>Demo Trading Ltd</Nm>
        <PstlAdr>
          <StrtNm>Beispielstrasse</StrtNm>
          <BldgNb>12</BldgNb>
          <PstCd>60311</PstCd>
          <TwnNm>Frankfurt am Main</TwnNm>
          <Ctry>DE</Ctry>
        </PstlAdr>
      </Dbtr>
      <DbtrAcct><Id><IBAN>DE02120300000000202051</IBAN></Id></DbtrAcct>
      <DbtrAgt><FinInstnId><BICFI>DEMODEFFXXX</BICFI></FinInstnId></DbtrAgt>
      <CdtTrfTxInf>
        <PmtId><EndToEndId>DEMO-E2E-001</EndToEndId></PmtId>
        <Amt><InstdAmt Ccy="EUR">1250.00</InstdAmt></Amt>
        <CdtrAgt><FinInstnId><BICFI>DEMOGB2LXXX</BICFI></FinInstnId></CdtrAgt>
        <Cdtr>
          <Nm>Example Supplies Ltd</Nm>
          <PstlAdr>
            <StrtNm>Sample Row</StrtNm>
            <BldgNb>2</BldgNb>
            <PstCd>EC1A 1BB</PstCd>
            <TwnNm>London</TwnNm>
            <Ctry>GB</Ctry>
          </PstlAdr>
        </Cdtr>
        <CdtrAcct><Id><IBAN>GB33BUKB20201555555555</IBAN></Id></CdtrAcct>
        <Purp><Cd>SUPP</Cd></Purp>
        <RmtInf>
          <Ustrd>DEMO INVOICE 1001</Ustrd>
          <Strd>
            <CdtrRefInf>
              <Tp><CdOrPrtry><Cd>SCOR</Cd></CdOrPrtry></Tp>
              <Ref>RF18000000000000001001</Ref>
            </CdtrRefInf>
          </Strd>
        </RmtInf>
      </CdtTrfTxInf>
    </PmtInf>
  </CstmrCdtTrfInitn>
</Document>