PAYMENTS SIGNAL REFERENCE ARCHITECTURE · settlement

Instant-payment processing, settlement, timeout, and 24×7 operations architecture

Makes the service clock, bounded controls, funded settlement, receiver response, late-status ordering, and 24×7 recovery responsibilities explicit.

Payments Signal reference architecture v1Reviewed 2026-07-238 components9 interfaces3 stress cases

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TEXT-ONLY ARCHITECTURE

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01 / LOADING

Preparing the interactive workbench.

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06 / TAKE IT AWAY

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