PAYMENTS SIGNAL REFERENCE ARCHITECTURE · emerging value
CBDC, stablecoin, tokenised-deposit, FX, payment-versus-payment, CLS, trade-finance, and alternative cross-border architecture
Compare the claim, ledger, access, interoperability, foreign-exchange, delivery-versus-payment, and redemption boundaries before calling a token transfer settlement.
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Every file is generated from this same canonical blueprint. The ZIP adds component and interface inventories, trace and stress JSON, design decisions, a review checklist, sources, a manifest, and checksums.