PAYMENTS SIGNAL REFERENCE ARCHITECTURE · channel

Card issuing, acquiring, authorisation, clearing, settlement, and chargeback architecture

Separate the real-time decision to approve a card purchase from later presentment, settlement, merchant funding, and dispute work.

Payments Signal reference architecture v1Reviewed 2026-07-238 components10 interfaces3 stress cases

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TEXT-ONLY ARCHITECTURE

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JavaScript is off. The static architect pack preserves every component, interface, trace, stress case, decision, and source in reading order.

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01 / LOADING

Preparing the interactive workbench.

The topology loads as a static page asset so it stays outside the Cloudflare Worker bundle.

06 / TAKE IT AWAY

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Every file is generated from this same canonical blueprint. The ZIP adds component and interface inventories, trace and stress JSON, design decisions, a review checklist, sources, a manifest, and checksums.

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